Industry Related Articles

Welcome to the Related Articles section on AccountsReceivableLoans.com. Looking for interesting articles related to the industry? You'll find them here. Whether you're a small business searching for financing information or a small business financing provider, the following articles will provide you with a ton of really useful information. Are you looking for a certain type of business financing? Are you trying to figure out how to go about getting your business financed? It's all here. Go ahead and browse our selected articles written by industry professionals. 



Browse Article Categories

Industry News

  • Top Financial Events There have been important, society-changing financial events that have happened in the first decade of the 21st century. Here are the top ten!
  • Successful Entrepreneurs Some people have the characteristics that make successful entrepreneurs and small business owners and some don't. Also, there are some countries that are better for opening small business than others.
  • Cash Flow Tips Some tips on keeping a healthy cash flow in a small business. Steps you can take to improve your cash flow.
  • Source Document A source document in an accounting transaction is evidence that the transaction has occurred. It should be recorded as a journal entry as soon as possible. Examples are canceled checks, invoices, purchase orders, and other business documents.
  • top accounting software 2012 Here is a list of the top small business accounting software packages for 2012. Some of these are free accounting software packages. One of these software packages should be right for any type of business from the tiny microbusiness to small and medium-sized businesses.
  • cost of debt There are four components of the cost of capital and debt is one of those. Debt is usually the cheapest component of the cost of capital. Here is how you calculate the cost of debt capital.
  • General Business Expenses Business owners can take a number of deductions for purposes of business tax. These deductions can be cost of goods sold, capital or deductible expenses, and a variety of other expenses such as business use of the home or vehicles. There is a link to all your deductions and business expenses.
  • Gearing Ratio : What is the Gearing Ratio, What Does it Mean, and How is it Calculated? : A gearing ratio is a financial
  • Economic Indicators Economic indicators, released monthly and quarterly, help us understand the state of the economy. Some of them are the Gross Domestic Product, Consumer Price Index, Unemployment Index, Consumer Confidence, Producer Price Index, and others.
  • Bookkeeping vs Accounting Bookkeeping and accounting for small businesses are not the same even though the words are sometimes used interchangeably. Bookkeeping is the process of record keeping for the small business. Accounting is the function of interpreting the books and presenting the information.
  • Contribution Margin Breakeven Here is an example of a contribution margin income statement illustrating break-even in dollars.
  • Glass-Steagall The Glass-Steagall Act, or the Banking Act of 1933, was enacted during the Great Depression to separate the powers of commercial and investment banks. It kept banks from using depositors' money to make risky investments. It was repealed in 1999, but the Obama administration is thinking about re-enacting parts of it again in order to protect depositors money in the future.
  • Determining Profit Profit or net income is calculated using accrual accounting. Cash flow is determined by cash accounting.
  • Increase Your Cash Flow This article gives you a list of ways your small business can increase its cash flow through proper cash flow analysis.
  • Liquidity Ratio Analysis Analyzing liquidity ratios like the current and quick ratios, plus net working capital, give company's a picture of their current financial position.
  • Start a New Business If you want to start a new business, there are steps you must take to get it off the ground. There is extensive planning. Here are some steps to show you how to start a business.
  • Shareholder Wealth Shareholder wealth maximization or maximizing the value of a business firm's stock price should be the goal of businesses in capitalist societies. Shareholders own the firm and money accrues to them through the increased value of their stock. Social responsibility can co-exist with shareholder wealth maximization.
  • Trial Balance After you complete your general ledger entries for an accounting cycle, the next step is to prepare a trial balance. A trial balance is the process of totaling the debits and credits from the general ledger to make sure they balance for the accounting period in question.
  • Successful Budgeting Small business have to have a working financial budget that they follow every day. Business budgeting is the process of creating a business budget that works for a company and is used as a guideline for daily operations. A budget should estimate income and expenses and record differences in actual and estimated figures.
  • Overview Time Value of Money Time value of money is one of the core principles of small business finance and small business financing operations. It has to do with interest rates, compound interest, and the concepts of time and risk with regard to money and cash flows.
  • Cash Flow Cash flow refers to money that moves into and out of a business firm. Cash flows arise from operations, investing, and financing.
  • Initial Investment initial investment
  • Manage Petty Cash Every small business needs a petty cash account as a part of accounts payable for small, daily business expenses. Setting up and managing your petty cash account is part of your bookkeeping function and office accounting system.
  • Bookkeeping Entry Inventory If your business produces products, you have to deal with raw materials inventory in your bookkeeping. This article shows you how to make journal entries for raw materials, work in process, and finished goods inventory.
  • quick ratio Liquidity analysis, a part of financial ratio analysis, is important to a business as they need to know whether or not they can pay their short-term debt obligations. The quick ratio is a more specific measure of liquidity than the current ratio.
  • APR and Stated Rate A tip on the difference between the annual percentage interest rate and the stated interest rate as they relate to debt financing and bank loans.
  • Business Budget Worksheet Small businesses need to use worksheets to develop their budgets. This is a sample worksheet that a business can use to develop a generic budget.
  • Types of Profitability Ratios Margin analysis and return analysis are the two types of profitability ratio analysis.
  • Cash Flow and Profit Cash flow and profit are not the same thing. Cash flow is the money the business owner has available. Profit or net income is determined by when sales are made.